Bankruptcy Annulment Success & Case Studies

Our bankruptcy annulment team is made of highly experienced and tough negotiators that will fight to get the best results for our clients. We have years of experience of negotiating with creditors and debtors alike from large multi-million pound cases to smaller matters with equally large consequences for the person involved.

We have achieved successful results for clients seeking an annulment of a bankruptcy order under section 282 of the Insolvency Act 1986

Do I have a case to annul my bankruptcy order? Incorrect judgement in default? Debt genuinely disputed? Abuse of process? False statements lead to bankruptcy order? Debt already paid? Security provided in satisfaction of the debt? IVA agreed?

There are 3 principal grounds on which the Court has the discretion to annul a bankruptcy order and many examples of the Court accepting applications to cancel a bankruptcy:

1. The bankruptcy order ought not have been made at the time

  • a bankruptcy petition was procedurally incorrect;
  • evidence has come to light which was not available at the time the bankruptcy order was made, for example an explanation why the debtor could not attend the bankruptcy hearing in the first place ( 
    Hope v Premierpace (Europe));
  • the bankruptcy petition was based on an incorrectly obtained judgement in default (Royal Bank of Scotland v Farley)- see our case study on an annulment of a bankruptcy order for a successful example of this in practice;
  • a bankruptcy order was incorrectly made on the basis of a subsequently set aside council tax liability order;
  • a bankruptcy order ought not have been made as the debt was genuinely disputed (Guinan III v Caldwell Associates);
  • a bankruptcy order ought not have been made as the debt was not due and the debtor did not owe the “creditor” any sums to begin with (Flett v Revenue and Customs Comrs);
  • there has been an abuse of process where bankruptcy proceedings have been initiated to frustrate another process for example where the debtor was not insolvent to begin with;
  • if false statements were made which led to the court making the bankruptcy order, in one case where the bankrupt (on their own petition) was in fact solvent (F v F (Divorce: Annulment of Bankruptcy Order)); and
  • if a bankruptcy order was made when the debtor’s centre of main interests was not in England and Wales and therefore the UK court has to annul as it has no discretion (Deutsche Apotheker-Und Arztebank EG v Leitzbach).

2. the bankruptcy debts have been paid

  • for example, a case where the debts which have been proved have already been paid in full by the debtor;
  • if a creditor that is owed funds by the debtor cannot be traced, then an annulment could be secured by seeking an order from the court that the debtor can provide security to pay to the creditor if the creditor can be tracked down; and
  • we have successfully provided solicitors’ undertakings to the court as security, which in those cases were accepted by the court and the bankruptcies annulled (IRC v Khan).

3. if an undischarged bankrupt enters into an IVA with their creditors

We represent you at Bankruptcy Annulment Hearings

Although we are based in the legal heart of London, operating as the only law firm in the historic Middle Temple Chambers, we provide comprehensive nationwide coverage to represent you at any bankruptcy hearing. Our team of solicitors and barristers will prepare grounds of opposition and a witness statement for you.

We will represent you at the bankruptcy petition hearing and will provide our own barristers or external local counsel to any hearing across the country.

Not based in London? We provide nationwide representation

That does not matter, we will represent you no matter where you are based in England or Wales.

If you contact us through our contact form, by email or by phone, one of our bankruptcy team members will contact you by phone to discuss your matter and assess whether we can help you.

If we can, we will arrange a conference with a senior member of our bankruptcy team. This meeting will take place either in person or using our telephone conference facilities or via Skype if you prefer. Therefore, no matter where you are based in England or Wales we can represent you.

Instruct Specialist Bankruptcy Annulment Solicitors

We are a specialist City of London law firm made up of Solicitors & Barristers operating from the only law firm based in the Middle Temple Inns of Courtadjacent to the Royal Courts of Justice. Generally many solicitors are unfamiliar with the Insolvency Rules and the minutiae of the bankruptcy process, we are experts in dealing with matters surrounding individual insolvency.  

Our team have unparalleled experience at cancelling bankruptcy orders, liaising with the Official Receiver, providing a solicitor’s undertaking, representing you at any bankruptcy hearing at the Bankruptcy Court, at the Royal Courts of Justice (Rolls Building), or the relevant High Court District Registry or County Court with jurisdiction under the Insolvency Rules.

Our expert Bankruptcy Solicitors & Barristers provide professional and specialist legal advice to guide you to the best legal outcome. Our team of London lawyers are based in Middle Temple adjacent to the Royal Courts of Justice. For your case assessment and for more information about our legal services get in touch using our online form, ☎ 02071830529 or email us on .
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